Agency-specific carrier fit from historical AMS data

Summary: Layer the agency's own placement history — declines, inspection issues, cancellations — on top of UnderwritingAI's eligibility output, so a carrier can read "green on guidelines, but YOUR agency has had issues here." Kenneth built a working map/radius POC and pitched this as the next step. He explicitly hedged that he doesn't know if it's a good idea or feasible, and you reframed it toward carrier-appointment reporting — so it's one source and exploratory.